Get pre-approved for your loan

Five quick steps, most applicants complete this in under 4 minutes.

A pre-approval will allow you to find out how much you can borrow before you commit to a purchase, so you can shop with confidence. Most applicants get a decision the same day.

Already know what you need? Apply for a specific loan instead, or get started with our Quick Apply and we can call to finish it over the phone.

Apply for a loan Quick apply

Personal details

We need some basic information to verify your identity.

You must be at least 18 to apply.
A mobile number we can reach you on.

Identity

The form of ID you can provide.
Usually 8 characters — the number on the front of your licence.
The 3-digit version number printed on your licence.
Whether your licence is full, restricted or learner.
The country that issued your passport.

About you

Your current residency status in New Zealand.
Required if you are on a work or student visa.

Declaration & Consent

By submitting this application you consent to Armstrong’s Finance and its lending partners collecting, holding and using your personal information for the purpose of assessing your finance application under the Privacy Act 2020. A credit check may be performed as part of this assessment.

A pre-approval is not a guarantee of finance. Any loan offered will be subject to responsible lending checks, eligibility requirements, and final approval once you have chosen what to borrow.

All Work and Income benefits are accepted as a form of income, with the exception of Jobseeker Support.