Why choose Armstrong's Finance for your motorhome loan?
New or used
Whether you're buying a brand new motorhome from a dealer or a well-loved campervan from a private seller, our finance covers both.
Borrow what you need
Choose a loan amount and repayment term that suits your budget and your sense of adventure.
Transparent pricing
No hidden fees, no nasty surprises. Everything is laid out upfront.
Fast approval
Apply online in minutes. If approved, funds are paid directly to the seller, same day where possible. Subject to responsible lending criteria and lender assessment.
Simple by design
How it works
Getting a motorhome loan through Armstrong's Finance is fast and straightforward.
Here's how it goes:
*All decisions are subject to responsible lending inquiries. Lender eligibility criteria, fees, terms and conditions apply.
Get a quick quote
Use our online quote tool to see estimated repayments in minutes. It's obligation-free and won't affect your credit score, so you can shop around with a clear picture of your budget before you start the search for your next adventure.
Submit your application
Once you're happy with your quote, complete your application online. We'll ask for proof of income and ID. The process is straightforward and our team is on hand to help if you get stuck.
We go to work for you
As your broker, we submit your application across our lender panel to find the most suitable match for your situation. Subject to responsible lending criteria and lender assessment, once approved the funds are paid directly to the seller on your behalf.
Drive away
With finance in place, you're ready to finalise the deal. The lender pays the seller directly, whether that's a dealership or a private seller, and you complete the purchase and drive away.
What can you use a motorhome loan for?
Am I eligible?
Armstrong's Finance motorhome and RV loans are available to a wide range of New Zealanders. Whether you're employed, self-employed, or retired with a regular income, we assess every application individually.
*All decisions are subject to responsible lending inquiries. Lender eligibility criteria, fees, terms and conditions apply.
To be eligible for a motorhome loan, you'll need to:
Frequently asked questions
Motorhome Loans
4 FAQsquestions
Motorhome Loans
4 FAQsquestions-
Can I get a loan for a used motorhome or campervan?
Absolutely. We can help with loans for both new and used motorhomes or campervans. It doesn't matter if you're buying from a dealer, a private seller, or a motorhome specialist, the process is just as simple.
-
Can I finance a caravan or fifth-wheeler?
Absolutely. Caravans, fifth-wheelers, and slide-ons all qualify, just like motorhomes and campervans. If it’s a home on wheels and you need finance to buy it, we can help find a loan that suits you.
-
Can I use the loan to cover upgrades and off-grid equipment?
Yes. You can include solar systems, lithium battery banks, off-grid power setups, awnings, annexes, and other upgrades in your loan, along with the purchase price. This way, you can get everything sorted at once, instead of having to organise upgrades separately later on.
-
Can I get a loan for a campervan conversion or self-build?
Yes. If you're converting a van or building your own custom camper, a personal loan can help cover everything from materials to fit-out costs.You don't need to buy from a dealer, the funds are paid straight to you, so you can use them however you need for your project.
Ready when you are
Apply in minutes. Know your options today.
All decisions are subject to responsible lending inquiries. Lender eligibility criteria, fees, terms and conditions apply.
All decisions are subject to responsible lending inquiries. Lender eligibility criteria, fees, terms and conditions apply.
Loan Information
Armstrongs Finance Limited (FSP1012153) is registered on the Financial Service Providers Register (FSPR) and holds a Class 2 Financial Advice Provider licence and is authorised to provide regulated financial advice services in accordance with the Financial Markets Conduct Act 2013. Armstrongs Finance Limited acts as a finance broker and does not directly provide credit. All lending is provided by third-party lenders on our lender panel.
Remuneration: Armstrongs Finance Limited is remunerated by way of commission paid by lenders. The amount of commission varies between lenders and products. Armstrongs Finance Limited may receive different commission rates from different lenders. We manage this conflict through our policies, procedures and training which are designed to ensure we recommend products based on your individual needs and circumstances rather than the level of commission received. Further details are set out in our Disclosure Statement, which is available on our website and on request free of charge.
Lending criteria apply. All applications are subject to credit assessment, responsible lending inquiries, and individual lender eligibility criteria in accordance with the Credit Contracts and Consumer Finance Act 2003 (CCCFA) and the Responsible Lending Code (revised July 2024). Interest rates range from 7.95% p.a. to 29.95% p.a. on loan terms of 12 months to 7 years. Rates are fixed unless otherwise stated, are subject to change, and are based on individual credit assessment. Establishment fees vary between $0.00 and $2,500 depending on the type of loan arrangement, and are included in your loan structure and repayments.
Representative example: A loan of $20,000 over 5 years at an interest rate of 12.95% p.a. results in 60 monthly repayments of approximately $455, with a total amount repayable of $27,300 (excluding establishment fee). This is an indicative example only. Your actual rate, repayments, and fees will depend on your individual circumstances and lender assessment.
Dispute resolution: If you have a complaint that we are unable to resolve, you may refer it to Financial Services Complaints Ltd (FSCL), our approved dispute resolution scheme. This service is free of charge. Contact details are available in our Disclosure Statement and on our Complaints page.
Financial hardship: If you are experiencing financial hardship, you may be entitled to apply for a hardship variation under the CCCFA. Please contact us as soon as possible. See our Financial Hardship page for more information.
Your personal information is collected and held in accordance with the Privacy Act 2020. Please refer to our Privacy Policy for details of how we collect, use, and store your information.